FAQs

1. What services do Online Canadian Payday Loans provide?
We provide online loan finding services. You can seek our assistance if you are looking for reasonable loan deal. We just match your requirements with appropriate lenders. You can get in touch with us whenever you need our assistance.

2. Will I be introduced to lenders?
Online Canadian Payday Loans is a loan mediator and are connected with a panel of loan providers. Thus, through us you can contact lenders who can help you with your loan application. Our main aim is to help you to choose the right loan offer as per your requirements.

3. Why cannot you quote exact rates for loans?
We are linked with a wide network of lenders as we are a loan intermediary. Thus it is not possible for us to specify exact rates which are basically fixed by lenders. Moreover, rates vary from lender to lender thus exact rates can be known from lender only.

4. Who can apply for payday loans?
If your age is 18 years, you live in Canada, you earn stable and fixed monthly income and you posses a valid bank account which accepts direct deposits then you can apply for payday loans via our website.

5. What should I do to avail your services at Online Canadian Payday Loans?
Just get yourself registered at our website for our services. Fill in relevant information in the free online registration form and send it to us. We will take a short while to get back to you on your registration status.

6. How much do you charge for you services?
Our services are completely free. There is no need for you to pay us any application and processing fees. Here we don't fix up rate for loans.

7. Can I apply for loans being a tenant?
Yes, you can apply for loan services that are available through our website despite your tenancy status also. We work with lenders who offer loans as unsecured finances.

8. Do you consider bad credits?
We don't take credit decisions thus we have nothing to do with your credit status. Loans are approved by lenders thus your credit status and present financial condition is important for lenders to consider ahead of approving loans.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.