Terms And Conditions

Terms and conditions mentioned in this page apply to Online Canadian Payday Loans. These terms are basically the legal agreement between the website and the user. We would advise the user to carefully read and understand these basic rules before utilizing our services. When you submit your details in the online form for loan matching services, you automatically agree to our terms and conditions.

We provide services to you only on the condition that you accept and agree to all of our terms and conditions. So, you are bound to follow our terms if you want to use our website and its services. If you don't want to agree to these rules then you are free to navigate away from our website. We will not permit you to avail our services if you don't accept our terms.

We have the right to restrict you from using the website if you don't follow our terms as mentioned in this column while accessing our website. You are not permitted here to make unlawful use of our website as this will be completely against our terms and conditions.

Online Canadian Payday Loans is not a loan provider and does not take credit decisions. Our website does not have the right to lend money and to make an offer. We are a loan comparison site and have connections with a panel of lenders. Here we will share your details with more than one lender but we don't guarantee that loans will be matched for sure. We also cannot make sure that rates and terms mentioned at our website are best terms available in the market. Lenders may conduct various checks before taking decision about loan approval.

The copyrights and intellectual property rights of our services, all information, programs, software and materials of this website is reserved by Online Canadian Payday Loans. You have the liberty to view and print pages of our website only for personal reference. We don't allow you to make commercial use of the content and information of our website. Here we strictly restrict you from copying, modifying, publishing, transmitting, displaying, distributing, creating derivative works, selling or re-selling etc material, content and information of our website.

Read our privacy policy in order to recognize our collection, sharing and disclosure practices. In the privacy page, we mainly focus on discussing how we handle data received from you. By going through this page you can make sure whether or not your personal details are safe with us.

Our website contains third party sites with some advertisements that are provided for your added information. We want to inform you that these sites don't run on policies and terms set by us. These sites follow completely different rules and policies which govern use of these sites and its services. We would recommend you to carefully go through their terms and conditions ahead of accessing such sites. There is no guarantee that your details will remain safe while you use these sites.

We make changes in our terms and conditions on regular basis. All these changes will be posted in the website. Thus, you must regularly go through this page of our website for latest updates.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.